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Ireland's best balance transfer offer*

​Move your existing credit card balance to a new An Post Money Classic Credit Card and pay 0% on it for a full 12 months.

Classic Credit Card benefits

0% interest on balance transfers

Transfer your existing credit card balance and pay no interest on it for 12 months*

Money transfer - flexible funds

Transfer from your An Post Money Credit Card to your current account when you need it, wherever you are, fee free**

Interest-free credit

Get up to 56 days interest free if you pay your bill on time and in full each month 

Fully Online Application

Applying for a credit card is a quick and simple process.


You can add up to 3 free additional cardholders.


Pay off your purchases at 22.9% APR - Annual percentage rate.

See how much you can save

Balance Transfer Savings Calculator

Balance Transfer Savings Calculator


Your results

You could save

0 over the first 12 months

Ready to move on? 

The above savings calculator is for illustrative purposes only and represent potential savings from utilising the An Post Money Credit Card 0% Balance Transfer offer for 12 months*. It does not include transactions that may be carried out on the An Post Money Credit Card.

Apply Now

Apply online or by calling our dedicated team on 01 9456714 (8am - 8pm Monday to Friday, and 8am - 2pm Saturday excluding Bank Holidays).

Your Credit Card app is here!

  • View your balance and transactions details
  • Approve online purchases
  • Get alerts for activities on your card
  • Freeze/unfreeze your card instantly
  • Make a payment to your account with a debit card
  • Set up Apple Pay or Google Pay
Download in the App Store Download in Google Play
Credit Card App

Fast track your Credit Card

To apply, you will need to upload the following to the Document Hub.
Additional details may be required.

Proof of Identity

Such as Passport / Driver's Licence

Proof of Address and Income

Such as a utility bill and up to date bank statement 

Proof of PPS number

Such as a recent payslip

Understanding your card

Assuming a credit limit of €1,500 drawn down in one transaction and repaid over 12 months in equal monthly instalments:

Credit card type

Variable interest rate

APR interest

Government stamp duty

Total cost of credit

Total amount repayable








Things to know

Flex Credit Card

You decide how and when you pay back at the point of sale with our lowest rate and new instalment plan feature
View our Flex card
View our Flex card

Get in touch

If you have any questions about our credit card or your application, please contact our customer service team.
Contact us
Contact us

Are you an existing Credit Card customer?

Login to your online banking account to manage your Credit Card account

Warning: If you do not meet the repayments on your credit agreement your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.

 *Information correct as of 5th September 2023 and not subject to salary restrictions, source Standard variable rate will apply once the balance transfer promotional period ends.
**The interest rate on money transfers is same as the purchase rate on your card and you can transfer from €100 up to 95% of your credit limit.

The An Post Money Classic Credit Card is issued by Avantcard DAC pursuant to license by Mastercard International Incorporated. 
Avantcard DAC trading as Avant Money is regulated by the Central Bank of Ireland. An Post acts as a credit intermediary on behalf of Avantcard DAC, who provide loan and credit card services and facilities. An Post trading as An Post Money is authorised as a credit intermediary by The Competition and Consumer Protection Commission.

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Avantcard DAC trading as Avantcard is regulated by the Central Bank of Ireland.